However, do choose your firm/branch wisely, because all firms/branches are managed separately by their own Managing Director. Some MDs only cares about production and nothing else, so make sure you speak to the MDs and get a feeling of how the branch is run before accepting an offer. Most MDs do not have advanced degrees. They merely had great production as a producer and eventually received the promotion to agency sales directors then to MDs. These people do not have the management skills. They don't care about their producers. All they care is the production that you are bringing in. Turnover rate is very high in this industry since most people can't survive after a while.