Pros
Decent salary starting out. Pays more than most banks. Good benefits including vacation/sick days. Mileage reimbursement. Easy job. No more field calls (collection visits). Able to obtain loan/collection experience which looks good on a resume from a bank's perspective.
Cons
Terrible products offered. Not very many opportunities for advancement. I feel terrible soliciting customers at those rates. Must solicit all day, every day. Even when customers say they don't need anything, we call them the next month to f/u. If they don't answer, we call the next day to solicit again. Also pressured to enroll other businesses in a Merchant Referral program so they send us more business. Most times, they don't even send over one application. We just sign up sketchy businesses to keep the DM off our backs.