Pros
- The company moves rapidly. On the product side, things go from idea to implementation faster than any other financial services company out there. Operations have scaled up considerably, with more people and locations coming online every month. - Everyone has a chance to contribute. It's a fairly open culture, so questions and advice are welcome and encouraged. People are generally collaborative and open to helping you think about problems and solutions. - Unlike a lot of players in fintech, SoFi isn't just going after some small niche part of personal finance. It wants the full stack, and is moving aggressively to get there. That's a lot more exciting than just being a marketplace lender or just being the dumb data pipe for transactions.
Cons
- Some growing pains with expansion of headcount, but that's true of pretty much all hypergrowth companies. The challenge is in making sure every employee everywhere knows and understands the mission and values, but the company is making this a priority. - More "fin" than pure "tech" (when compared to other players like, say, Stripe), but that also helps the company make a real impact in the finance and investment communities.