1.0
Sep 22, 2013
Recommend
CEO approval
Business Outlook
Pros
Good brand awareness as the company advertises a lot on TV.
Cons
Compensation to advisors is very poor and decreases each year so that in 5 years time, the advisor gets paid less than half the commission he would make outside. In addition, unlike the industry norm where there is a partial charge-back to the advisor if the policy lapses in the first 2 years, here there is a lifetime chargeback on the Growth Commission, which is one of the main components of commission.
