Pros
CFC has a well-recognized name in P&C insurance, especially throughout the Midwest region. Its strengths in prior years was their commitment, first & foremost, to agents and insureds, as well as sound underwriting & business practices. Lots of opportunities to advance in the home office in Cincinnati or in any of the field locations. Field reps (e.g. state sales reps or claims handlers) work from their homes in their assigned territories.
Cons
Employees often viewed by middle and upper management as expendable resources, whereas in the past they were seen as valued resources. Sense of belonging/worth for most employees decreasing over the last few years. Perception that employees will be "downsized" more prevalent than in recent years. CFC has gone from a very good regional carrier to a "wannabe" national carrier, losing those small-business attributes that distinguished itself in the early years and becoming very similar to those competitors that were CFC's typical rivals.
