Please use a background check and credit history on your boss
Pros
Set Schedule Decent personal lines prices IF the insurance score and company rules and guidelines are passed by the prospective lead or inquire. Easy to 'bundle' other products with the discounts provided only if the stars align in this Artificial Intelligent world of making decisions on consumers personal insurance rates and retention results.
Cons
Greedy owners that have made money in other unregulated business endeavors. Risk of losing several state and federal professional licenses by being 'guilty by association'. No transparency in the 'daily' operations or responses of the 'bills' or commitments of agencies debt, payroll, or worth ie 'book of business'. Be careful of 'slamming', 'redlining', or just plain 'lying' as a behavior that is not only accepted but required to stay employed. Be careful of additional new agency 'bonus' that will be funneled through another location just for a 15 to 20 percent override or 'bonus' when it is actually originating in a veteran and tenured location and not a 'new' satellite office for the extra commission and profit. Also, be ready to deal with problems that come from another Exclusive Agent and his staff from a 'seed' product where you have to service the account for free.
