Insurance is high, liked Cigna best but my family needs insurance. Slave, Racist, Messy, Bullying culture which is denied. This company is a roll off of S&N so yes they should me more knowledgeable of this industry. NO ONE IN MANAGEMENT AND ABOVE LISTENS TO AN EMPLOYEE'S RECOMMENDATIONS. COMPLAINTS, CRITIQUES, ETC. Transparency is what I was given upon hiring and was expected to provide but that left with Larry and Shane. Yes they had no experience in the industry but they were the first to admit it. They were and are company start up guys and THEIR DOORS WERE ALWAYS OPEN TO HAVE NO JUDGEMENT CONVERSATIONS AND THEY WERE OPEN TO LISTENING AND TAKING SOMETHING AWAY FROM THE CONVERSATION WHETHER THEY WERE ABLE TO USE IT OR NOT AND THEY SAID JUST THAT... AT LEAST THEY LISTENED AND THOUGHT ABOUT IT. Everyone here is Anonymous, including myself, due to the more indirect retaliation and risk of being fired. How ironic is it that former and current employees less than 2 years and have not experienced the greatness of employees with more tenure but can provide the negative reviews that employees who are tenured can provide at a comparable view. Companies change and this is not a complaint that I have. My negative review comes at that of now hiring ANY AND EVERYONE ethics out of the window, Management who must Google how to relay negative news to employees, Management and Executives bonusing off of the hardwork and backs of employees, Lack of communication and knowledge of not only their job duties but the companies purpose, WORK IN THE BEST INTEREST OF THE CLIENT WHILE PROVIDING EXCEPTIONAL SERVICE AND REMAINING TRANSPARENT. This company has been multi- cultural and then RACISM showed itself. Clients are being misled, lied to, ignored, etc all while Beyonds higher ups and management fill their pockets all while employees struggle with the changes affecting their homes. How many BBB, CFPB, and Attorney General Complaints before someone gets it or Beyond is out of Business. Management and Executives have the know it all view, the "Beyond" the slave/peons etc. Searching the big wigs brings the past experience up and only one has executive experience because everyone else was kinda at the bottom like everyone else.