Bread Financial reviews

4.3

84% would recommend to a friend

(1,720 total reviews)
avatar

Ralph Andretta

92% approve of CEO

83% positive business outlook

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,720 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
3.0
Dec 28, 2025

Working at Bread

Recommend
CEO approval
Business Outlook

Pros

Flexible work Good people Work life balance

Cons

Project allocation can be slow Career growth is slow Salary is not a fit

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Bread Financial Response
6mo
Thank you for the review. We take pride in our work culture so we're happy to see that pointed out here as a pro. We would love to hear more about your specific concerns regarding task management, career development, and compensation - we'd highly encourage you to speak with your PSSP (People Partner) about these concerns so that we can better understand and provide you with solutions.
5.0
Nov 27, 2025

Best place to work

Recommend
CEO approval
Business Outlook

Pros

Good perks, respect and opportunity to voice your opinion, less politics for associate level.

Cons

Did not find any cons except the toxic HR team.

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Bread Financial Response
7mo
Thank you for leaving a review with us! We'd appreciate the opportunity to hear more about your experience with your HR team - please reach out to your PSSP (People Partner), or a PSSP within a different team/department and explain your concerns so that we can help you find a solution. Otherwise, we thank you for the feedback!
3.0
Dec 28, 2022
Recommend
CEO approval
Business Outlook

Pros

* variable pay is good, decent package. * Company is good.

Cons

* Toxic management(collections Bangalore) * The leaders doesn't have people management skills. * Too much of micro management *No room for growth * No work flexibility * No transparency

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Bread Financial Response
3y
Thank you for taking the time to share your concerns. As you know, internal growth opportunities, work flexibility, and transparency are some of our core values, are critical to our success, and we want to make them available to associates across departments, in both India and the US. It can be difficult to provide you with specific guidance on this platform without knowing more details, but we take your concerns seriously and have shared them with the senior leadership to explore further. For guidance on a specific situation you're encountering as a current employee, please reach out to your PSSP (People Strategy + Support Partner (formerly known as the HR Business Partner).
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Glassdoor has 1,790 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.