Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 43 reviews)); "Unlimited income potential , recognition, rapid advancement based on merit, flexible schedule, positive culture, best in class training, extremely experienced managers." ((in 21 reviews)); "Excellent supplemental insurance company to work with." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(261 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

5.0

Jul 3, 2019

Company that promotes entrpreneurial spirit and hard work!

Regional manager

Recommend

CEO approval

Business Outlook

Pros

- Great commission structure - Two all expense paid trips per year you can qualify for - Ability to write your own paycheques - Create residual income - No ceiling limiting your potential - Company promotes based on merit not seniority - Monthly or Quarterly bonuses depending on role - Prizes can be won every few weeks or points banked to be refunded on your own choice of a purchase - Ability to work within an existing customer base vs completely starting from scratch

Cons

If you are lazy this is not the right company for you. Sorry to be blunt but the reality is when given the freedom of time there are those that realize it's an opportunity to do something great and change their financial future and those that don't. Those that do build a career where when they take time off it is well earned and they continue to get paid while off because they put in the hard work when they weren't off. Those that don't won't leave their house and think that while sitting on their couch somehow things will just happen without them putting in the effort. This business is challenging the first year and takes hard work but those that put in the effort are well compensated. If you can put your head down and put in full-time hours for one year you will be amazed where you end up. If you are like me and are willing to put in more hours for yourself than for a 9-5 job you will see that there is nothing else out there that compares!

Combined Insurance Response

6y

Thank you for taking the time to leave this positive, realistic review of what it takes to be successful as a sales agent at Combined Insurance. This position is very entrepreneur-like in that our agents have the ability to manage their own schedules and earn a virtually unlimited income based on the volume of their sales. We offer several incentives and awards, and as you mentioned, we promote based on merit. Thanks again, and we wish you all the best in your future here with us!

3.0

Jul 1, 2019

Great company

District manager

Recommend

CEO approval

Business Outlook

Pros

room to make good income

Cons

leads are recycled and customers are overwhelm with repeated calls and compensation can be an issue

Combined Insurance Response

6y

Thank you for taking the time to leave this review! We will share your feedback with our team, and we wish you all the best in your future endeavors!

2.0

May 10, 2019

If you just need a job

Operations

Recommend

CEO approval

Business Outlook

Pros

The people Discounts on food at the office

Cons

The pay scale is terrible and the raises/bonuses are next to nothing. Forget about role clarity. There’s no job security unless you are in with the right people. The Chubb culture is great. Combined’s is not Upper mgmt doesn’t care. If you’re not an agent or at mgr level you’re not a concern. Be prepared to do all their backend work while watching them eat catered lunches and work from home as they see fit. This place will mentally drain you as the systems are old and they have brought in so many new people who have no idea how they work so they just bog you down instead. They have no idea how to handle the amount of business that comes in.

Combined Insurance Response

7y

Thank you for taking the time to share this feedback. We are happy to hear that you enjoy the people that you work with, as we do strive to be a family-like, collaborative culture. We appreciate that you’ve shared this detailed account about your concerns. We will share your thoughts with leadership for review, but we also encourage you to discuss them with your manager. We wish you all the best in your future here with us.

Viewing 94 - 96 of 261 Reviews

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