Combined Insurance reviews

3.4

59% would recommend to a friend

(261 total reviews)
avatar

Richard Williams

70% approve of CEO

62% positive business outlook

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews
1.0
Aug 31, 2018
Recommend
CEO approval
Business Outlook

Pros

Flexible Schedule. But that’s a double edged sword.

Cons

Now I am not like the other ppl on here. I was successful at Combined. I went on all the incentive trips. Submit a minimum of $22,500 in sales for a weekend getaway to wherever the company is taking you for that specific promotion. They treated us like Kings and Queens. They spared no expense with hotels and food and they even give us $300 to spend for the weekend. But with all of that I still never made enough money to pay my bills. The commission scale is HORRIBLE. If you compare it to regular life insurance companies then you’d see they are robbing you. Granted you get paid based on how much you sell. But even when if have 11 or 13K weeks I didn’t see the paycheck I think I deserved. Then when I left they sent me a bill for almost a thousand dollars. At the time of hiring they said you get back $350 or something like that when you give back the IPad. To this day I’ve never gotten a check but they send me a bill. They didn’t even less it from the bill. What a scam!!!! In the beginning they tell you you’ll be going to Chicago for a week, all expenses paid... please, it’s a low budget hotel with a room mate. Some random person from anywhere in America you have to spend the night with. I could’ve called them back and cussed them out. They never told me any of this. My managers were excellent. No complaints there. But the whole business model is more like a scam than a legit business.

avatar
Combined Insurance Response
7y
Thank you for taking the time to leave this review. It's true this type of sales is not easy, and we regret it wasn't a good fit for you. We wish you all the best in your future endeavors.
3.0
Aug 29, 2018

Sr. Account Executive

Recommend
CEO approval
Business Outlook

Pros

Ongoing training, daily meetings - PMA - colleagues are nice. Incentive trips. 401K

Cons

Many promises of $100K, realistically the 55% commission is broken down to as low as 20% after you sell. The company keeps 80%. High turn-over, revolving door. If you have a license, your Hired! A lot of family members are hired, therefore expect to receive leads 60 miles away or more.

avatar
Combined Insurance Response
7y
Thank you for taking the time to leave this review. We strive to make sure our agents feel supported and well-trained, and we reward them with a comprehensive benefits package, incentives and bonuses. We wish you all best in your future here with us!
1.0
Jul 17, 2018

Agent

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

You can make some quick money. Good stepping stone for future career in insurance. Nice trip to Chicago.

Cons

What can i say, it is nearly impossible to make this job work. It can...for awhile. It is really all a numbers game, hire as many people as possible and hope a few can make it. They just don't care. It all about money. Managers and current agents get paid to bring people on. I was taught an "interview" with a perspective new agent was nothing than a mere sales pitch. You will get charged back. Their health insurance is high priced and doesn't cover much. The whole thing is like a pyramid scheme.

avatar
Combined Insurance Response
7y
Thank you for taking the time to leave this review. Our new agents attend a one week training session in Chicago that aims to prepare them for success in the field. Once in the field they have the ability to earn a virtually unlimited income based on the volume of their sales. It’s true this type of sales is not for everyone, and we regret it wasn’t a good fit for you. We wish you all the best in your future endeavors.
Viewing 106 - 108 of 261 Reviews

Glassdoor has 1,133 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.