Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 43 reviews)); "Unlimited income potential , recognition, rapid advancement based on merit, flexible schedule, positive culture, best in class training, extremely experienced managers." ((in 21 reviews)); "Excellent supplemental insurance company to work with." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(261 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (261 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

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Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

1.0

Mar 25, 2018

Don’t be sucked in

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

No pros company is outdated

Cons

I was set up with a manager who decided to get major dental work done while training me and who was high on oxy sleeping in my passenger seat and the other half of the time she was trolling the dating sites looking for a hook up on top of that she would give me leads she sold to a few months earlier and when they said no she would get upset at her salespeople and now this company which you are thinking about working for has a collection agency harrasing me to pay back commission...I’ve got news for you ...you didn’t keep up with your end of the bargain

Combined Insurance Response

8y

Thank you for taking the time to share this feedback. It is our goal to support our agents in the field, and we don’t tolerate the type of behavior you are describing from your manager. If you would, please send us more details at feedback@combined.com. We wish you all the best in your future endeavors.

4.0

Mar 20, 2018

This company has great benefits.

Producer

Recommend

CEO approval

Business Outlook

Pros

Commissions 401(k) match Bonuses You can earn awesome trips Training is wonderfully intense Great resources You can earn $40,000-$60,000 your first year without any experience.

Cons

Commission only Long hours Competition between teams can be very aggressive. This is a very high pressure job. Company says the value families but they don’t want you taking any time off with family issues.

Combined Insurance Response

8y

Thanks so much for taking the time to leave this positive review. We especially appreciate hearing from our current employees. Combined Insurance agents have the ability to earn a virtually unlimited income based on the volume of their sales. We also offer a comprehensive bonus package, bonuses and incentives. We wish you all the best in your future here with us!

2.0

Mar 8, 2018

Outside Insurance Agent for Kentucky

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

Company has a strong financial backing by the CHUBB company and has been in business for many years. products are good. As an agent, there truly were no pros. I attended training in Chicago which was very stressful. Trainer was inadequate, had never sold a thing in her life. decent knowledge of the products but knew absolutely nothing about sales or customer service, attempted to train us like we were her pet monkies., was very rude at times and condescending. I left my family a whole week only to be publicly insulted & humiliated several times . Accomodations were okay nothing great. Classes were long with evening assignments that lasted til 9:00 at night. I was paid $500.00 for about 60 hours of work so approx minimum wage.

Cons

There were no leads in my area so I would drive for an hour and a half before sitting down in front of a client. What the company considered as leads was actually their data base of customers who they revisited over & over & over. Some clients had as high as (9 ) of their policies. many were very irritated when you arrived at their door. I was told in the beginning that I would be working with businesses which was very appealing only to find out that none of my managers knew nothing about how to go about that. I was with this company just shy of 120 days and earned less than $1,000.00. Gasoline & auto repairs cost me a lot more than this. I have been in sales for many years starting out in college selling Kirby vacuums whre I was promoted to a distributor only after a couple of years so I was not new to this type of sales.

Combined Insurance Response

8y

Thank you for sharing this review. As you mentioned, we are a Chubb company and have had nearly 100 years of success in the insurance industry. Our trainers work very hard to make sure our agents are prepared for sales in the field, and we regret you feel you had a negative experience. If you would like to share specifics about your experience so we can share with our training team, please email us at feedback@combined.com. We wish you all the best in your future endeavors.

Viewing 118 - 120 of 261 Reviews

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