Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 43 reviews)); "Unlimited income potential , recognition, rapid advancement based on merit, flexible schedule, positive culture, best in class training, extremely experienced managers." ((in 21 reviews)); "Excellent supplemental insurance company to work with." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

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Combined Insurance

Combined Insurance reviews

3.4

59% would recommend to a friend

(261 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

5.0

Feb 13, 2018

employee

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Vary strong stable company with a long history of providing quality service to its customers and its employees. Offers very competitive wages and an exceptional bonus program. This is a W2 position verses a 1099 which means benefits, 401k and employee stock purchase plan. At its core Combined Insurance is an ethical organization that provides the true essence of promotions based on merit. How far , how fast and how high an individual wants to go is based striclty on qualifications and performance.

Cons

This career is not for the faint of heart. It requires hard work and dedication

Combined Insurance Response

Thank you for taking the time to leave this positive review! As a current employee, we especially appreciate hearing what you have to say. As you mentioned, Combined Insurance has a tradition of nearly 100 years of success in the insurance industry, so our employees can feel confident that they are aligned with a strong, stable company. We offer a comprehensive benefits package as well as merit-based promotions, bonuses and awards. We appreciate your honest portrayal of what it takes to succeed here with us: hard work and dedication. We wish you all the best in your future here at Combined Insurance!

2.0

Feb 8, 2018

OK job-the vast majority of people fail and no one cares.

Account executive

Recommend

CEO approval

Business Outlook

Pros

Flexible hours, decent pay structure. You are paid a much reduced commission rate by selling to existing customers, like you're penalized for servicing your customers. Trips and incentives are good, but the next trip is going to Ireland on St. Patrick's Day-even the Irish avoid it!

Cons

Awful management. The Sales Managers are on 100% commission and get a tiny override on their team so there isn't much incentive for them to help you out. You are expected to pay for all travel, even mandatory meetings that are located hours away and take you out of the field for 1-2 days. You get publicly shamed if you don't write business on a Monday...even if you are the top agent and work all weekend. PMA is in theory only. People work at Combined for 30 days or 30 years. Nothing innovative, no CRM, marketing, social media allowed. You can't even write an email to a potential client. You are absolutely on your own. The underwriting and marketing guidelines are ridiculous...you waste your time thinking you are doing the right thing for a client based on the information you are given but policies aren't issued. THEN it affects your bonus structure! There are so many better companies to work for-modern approach with better products. Don't drink the Kool-Aid. Go elsewhere.

4.0

Feb 2, 2018

Employments

Insurance agent

Recommend

CEO approval

Business Outlook

Pros

One Can make good money$$

Cons

Not for everyone. Need to be a people person

Combined Insurance Response

Thanks so much for taking the time to leave this positive review. Our agents have the opportunity to earn a virtually unlimited income based on their sales, and we also offer extra bonuses and incentives. We wish you all the best in your future here with us!

Viewing 133 - 135 of 261 Reviews

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employee

OK job-the vast majority of people fail and no one cares.

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