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      Combined Insurance

      Engaged Employer

      Combined Insurance reviews

      3.4

      59% would recommend to a friend

      (261 total reviews)
      avatar

      Richard Williams

      70% approve of CEO

      62% positive business outlook

      Ratings by demographic groups

      Reviews by job title

      261 reviews

      Reviews about "Compensation"

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      3.0
      Jan 4, 2016

      Sales

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      For voluntary benefits provider this company invests in their employee, yes that's EMPLOYEE as you are NOT 1099 with Combined. They have paid training and actually carry an employee benefit program for their sales people. They also have a descent product line up and are competitive.

      Cons

      Management does NOT listen to the field! They do not care to know input as to what could make things better with the company - sad. They also have antiquated systems which seems to put added obstacles in the way to putting the business on the books - which ultimately impacts your income since after the paid training you are pretty much commission only.

      avatar
      Combined Insurance Response
      10y
      Thank you for taking the time to review our company. We always appreciate hearing from our current employees. As you point out, we offer top-notch training for our employees, and we offer a comprehensive benefits package. We are proud of the products we offer our customers, and we have been named to Ward’s Top 50 Life-Health List fifteen times. We appreciate all the experience you bring to your job every day, and we regret that you feel your ideas are not being heard. We are always striving to improve. If you would, please email more information to feedback@combined.com. We wish you all the best in your career here with us!
      2.0
      Dec 23, 2015

      The only job I ever Regret

      Account executive
      Recommend
      CEO approval
      Business Outlook

      Pros

      You have the potential to make as much money as you want and most job necessities are supplied for you, they will hire anyone interested in the job who can pass a state licensing exam, very easy to take time off, paid weekly, lots of incentive programs, it can be very enjoyable and relaxed at times.

      Cons

      Management is always asking how you can improve every week and rarely satisfied if you are doing exceptionally well or improving, there is a lot of travel and work expenses, you typically work 40-70 hours a week with an unstable income while having to pay for work related expenses, CHARGEBACKS ARE REAL, I was charged back over 5000$ in a matter of two weeks, that means 1-2 months working for free (depending on your sales skills), very high turnover rate that managers will tell you about but never really take any additional action to fix this problem no matter how many times an employee expresses a concern, usually about compensation, company has "forgot" to pay me several earned bonuses and their websites/ agent support is usually down when you need it.

      avatar
      Combined Insurance Response
      10y
      Thank you for taking the time to review our company. Our agents have the potential to earn a virtually unlimited income based on their sales, and they do enjoy a flexible schedule. It's true that sales is not for everyone, but our talented sales agents find ways to overcome the challenges and build a satisfying career.Thank you in particular for your advice to our management to better explain compensation. We will certainly take this into consideration. We are always striving to improve. If you have more detailed information to share, please send us an email at feedback@combined.com. We wish you all the best in your career here at Combined Insurance.
      4.0
      Dec 9, 2015

      Great opportunity

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      You can determine your own income.

      Cons

      Commission only. No base pay.

      avatar
      Combined Insurance Response
      10y
      Thank you for taking the time to review our company! We always appreciate hearing from our current employees. It's true that our agents have a virtually unlimited income potential, based on their success. We wish you all the best in your career here with us at Combined Insurance.
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