Pros
• You will learn sales, collections, and how to handle difficult customers very quickly • Bonus structure exists and can pay out if you hit aggressive targets • Decent entry point if you have no experience and want to break into finance or sales
Cons
• Extremely high pressure environment centered around constant loan production and collections • Base pay is low relative to the workload and expectations, especially for management roles • Work-life balance is poor—long hours and constant stress are the norm • Heavy focus on metrics over people; employees often feel like numbers • Expectations can feel unrealistic depending on your branch and market High turnover for a reason—most people don’t stay once they realize the workload-to-pay ratio.