-If you're a really young branch manager you will feel trapped by the money it pays to be able to leave and near impossible to find something that pays better at that age with little experience.
-Undue stress from upper management trickles all the way down
-You will have to deal with some extremely crappy customers on a constant daily basis. Sadly the best customers end up being the ones you get to interact with the least.
-You will have few viable and legal options if any to meet customers often unrealistic demands for resolving account disputes
-Collections is the single worst part of the job by far and the deeper you go into your training and once you become a manager that's all you do anymore while still expected to maintain your same loan sales or even more than when you were new and had a full 6-8 hours a day to devote to just sales.
-Suing people, while necessary for the job, is still a huge factor in why the job loses its appeal to the AMs.
-You will have to be able to sell loans that you yourself would never dream of signing into and be able to sell debt to people even if they don't need it. You have to somehow convince the top tier homeowners why they need more debt because it's a sales job and that's what sales means.
-Once you have them sold on the idea of more debt you will have to up-sell them with insurance even though they are low income families and need the loan at the cheapest possible amount. They can't afford to double or even triple their payment for insurance that is so rarely used. And they definitely do not get a loan so that they can have car club memberships shoved down their throats that have nothing to do with the loan.
-If you want to promote up at all then be ready to relocate far away or else they will tell you to kick rocks
-Even with a pool of over 400 AMs to pick from they will still hire outsiders to come in and take new opening branches which are supposed to be for AM's.
-Nepotism is rampant now that upper management has become Wells Fargo made over
-If your conscience doesn't keep you awake some nights then the pressure from fear of losing your job will.
-It's hard to feel as safe working in a place that has no security cameras especially when you handle money
-The laws and regulations in this industry are constantly changing and you have to keep up right from the start or one mistake will cost you dearly and they are only getting stricter
-The auditors can be very arrogant and condescending kids instead of helpful
-You are made to feel extremely obligated to donate to JDRF every fall since the CEO is a board member of JDRF
-I never felt proud enough to brag about where I worked and what I did for a living while here.
