employer cover photo
employer logo
employer logo

Republic Finance LLC

Engaged Employer

Would not recommend - Assistant Branch Manager Republic Finance LLC Employee Review

2.0
Nov 11, 2023
Recommend
CEO approval
Business Outlook

Pros

Bonuses split between total workers in office not based on individual performance. Decent benefits . Free lunch sometimes.

Cons

This is a sales job in which you are responsible for sales AND collections along with everything in the middle. Too many hats to wear. The product in which you are selling is high interest personal property or automobile secured loans targeting people who are already financially unstable and desperate ,very unethical. Everyday you must pester people by telephone (required at least 80-120 minimum people or a “write up”) sometimes on fixed income to borrow money from you or pay their monthly bill in which you’ve maxed out to what they can barley afford calling them sometimes 2 to 3 times a day everyday for the whole month Unrealistic sales goals and major pressure from upper management to hit those numbers if you don’t hit them you receive a write up which could “ lead up to termination”. Constant pressure to lie to customers about voluntary products which drive their bill sky high. If you don’t add enough “ voluntary products” to the loans you sell you could also be written up. Late nights and overtime required sometimes rolling into Saturday mornings is extremely common. Twice a week sometimes. 8:15 - 6:30 “late nights” is a weekly occurrence. Old style management constantly hounding you telling you how much of a horrible job you’re doing minimum 3 times a day via email. Little to no holidays off such as MLK day Veterans Day Juneteenth and so on. Must lack empathy for human beings to perform well.

avatar
Republic Finance LLC Response
2y
Thank you for your review. We review and consider all feedback for opportunities to reinforce what we do well and to improve where appropriate. Republic Finance has a long history of serving hardworking Americans with transparent, responsible access to credit. Not only do our loans help meet our customers’ immediate financial needs, but they can also help to improve their credit standing and increase their access to credit in the future. Republic Finance prides itself in identifying lending options that fit the unique needs of each of its customers and facilitating the loan application process. Our commitment to customer service is the driving force behind the continuous development of long-standing relationships with our customers. Our Core Values define our culture at Republic Finance. Our Team, Our Customers, & Our Performance are the pillars upon which our culture is built. Teamwork, accountability, mutual respect, inclusion, and a focus on development and embracing feedback and input are all included. Republic Finance provides extensive training and learning opportunities to its team members to provide for performance that aligns with our Core Values and our customer-centric business model. If any team member has concerns about their workplace culture or personal treatment, they are encouraged to communicate that feedback to leadership or to Employee Relations. Republic Finance provides generous monthly bonuses to our branch team members, which are shared among the branches team members and based on performance metrics that are achievable and attainable, as demonstrated by the high number of branches which receive a monthly bonus each month. Republic Finance serves over 250 communities through its branch network. Hours of operation are normally 8 am to 5 pm or 8:30 am to 5:30 pm Monday through Friday. On occasion, team members are asked to work beyond those hours to complete services for a customer or perform other services. Republic Finance offers 6 paid holidays a year for team members to enjoy time off with family and friends. Effective 1/1/2024, a floating holiday will be added for all full-time team members, bringing our total to 7 paid holidays per year. Additionally, our Paid Time Off program provides team members with 15 to 25 paid days off each year, depending on tenure, so that team members may enjoy vacations and other time off to refresh and recharge. Republic Finance’s customers are hardworking Americans who often do not qualify for prime financing from banks and other lenders due to their subprime, nonprime, or near prime credit profiles. Republic Finance is there to meet their needs with transparent, responsible access to credit. Republic Finance fully underwrites each and every loan and customers are not approved for a loan unless there is sufficient evidence to demonstrate the customer’s ability to repay the loan. We help customers who have been historically left-behind with respect and a deep understanding of their needs. Acting with integrity, transparency and empathy is at the heart of our success, and these ethical values inform our interactions with our customers and with one another.

Explore other reviews about Republic Finance LLC

5.0
Jul 9, 2026
Recommend
CEO approval
Business Outlook

Pros

very welcoming staff very helpful

Cons

a lot of calling and dealing with rude customers

avatar
Republic Finance LLC Response
1d
Thank you for your positive comments. We review and consider all feedback for opportunities to reinforce what we do well and to improve where appropriate. Our Core Values define our culture at Republic Finance. Our Team, Our Customers, & Our Performance are the pillars upon which our culture is built. Teamwork, accountability, mutual respect, inclusion, and a focus on development and embracing feedback and input are all included. If any team member has concerns about their workplace culture or personal treatment, they are encouraged to communicate that feedback to leadership or to Employee Relations.
2.0
Jun 25, 2026
Recommend
CEO approval
Business Outlook

Pros

Welcoming Staff Good hours and pay

Cons

I felt extremely misled about this internship opportunity. As an accounting major, I repeatedly expressed interest in learning about loan closing processes, leadership development, and gaining broader exposure to the company. I was assured that my accounting background would be valuable and that I would have many opportunities to learn and grow. However, I was not informed of the actual responsibilities of the role until my second day. I then learned that the position primarily involved customer service tasks, including making collections calls and opening loans for customers. These duties did not align with the expectations that had been communicated to me during the hiring process. I also found it difficult to feel good about opening loans for customers, as it often felt like I was helping people take on more debt rather than improving their financial situation. By my third day, I decided to step away from the opportunity because the role was not what I had been led to expect. If you are interested in a customer service position that involves frequent phone calls with clients, this role may be a good fit. Otherwise, I recommend asking detailed questions about the day-to-day responsibilities before accepting the position.

avatar
Republic Finance LLC Response
1d
Thank you for your positive comments. We review and consider all feedback for opportunities to reinforce what we do well and to improve where appropriate. Our Core Values define our culture at Republic Finance. Our Team, Our Customers, & Our Performance are the pillars upon which our culture is built. Teamwork, accountability, mutual respect, inclusion, and a focus on development and embracing feedback and input are all included. If any team member has concerns about their workplace culture or personal treatment, they are encouraged to communicate that feedback to leadership or to Employee Relations. Republic Finance has a long history of serving customers whose financial needs have been ignored by traditional financial institutions. Republic Finance prides itself in identifying lending options that fit the unique needs of each of its customers and facilitating the loan application process. Our commitment to customer service is the driving force behind the continuous development of long-standing relations with our customers.
See reviews by: Helpful|Rating|Date|All