On the fast track to insolvency and lay-offs - Underwriter Shelter Insurance Employee Review

1.0
Sep 21, 2024
Recommend
CEO approval
Business Outlook

Pros

Cafeteria with solid meals and prices if in-person Is flexible with time-off and sudden absences

Cons

-They're going downhill and fast; they sat and did nothing in the 4 years since we were sent home during COVID, and now they're scrambling to catch up with industry programs and standards. -A whole new system is being launched and has been touted as 'getting us up-to-speed with the big names in insurance' all the while it's still years out and the current employees are stuck working with a 19 year old horrible system that breaks constantly. -Management is out of touch with reality and their employees; the raises are horrible, about 2% a year for your merit and nothing else. When pushed for a cost of living increase, the CEO said they'd never given one in the history of Shelter, so why would they now? The base salaries are WELL BELOW the industry standards. -After 4 straight years of being told WFH would be permanent, a brand new CEO told us to be back in office 3x a week within the matter of 6 weeks. Once the 6 weeks hit? Oh, well now the CEO says they aren't ready for everyone, there's not enough room yet. Why isn't there enough room? They reno'd the first floor during COVID to add in lounges and glass telephone boxes despite there being no employees in the office at that time. So now, they're needing to justify their overhead and while they're at it, might as well make it easy to push employees out. -Management is a 'good old boy's club' all the way to the highest rung; unless you're great golfing buddies with your supervisor, expect disrespect, gaslighting, minimizing, dismissive responses, and that's all IF you get a response at all because every management positioned employee at Shelter are extremely afraid of confrontations. -Also beware of potential verbal/mental/emotional abuse if you work with the agents; management only cares about the money they bring in and could hardly care less how they treat the home office staff. And if you bring it up, that they're being horrible? Then you've drawn attention to yourself and here's your write up (of which they've given out 4 write ups alone since July of this year to employees that have been there 5+ years and have NEVER had a single incident of issue). -Managers from other sections of the same department also have tendency to lie to other managers about raises. -They're watching your every move more than you think, and just because your position is WFH doesn't mean they can't make your life hell. -No room for upward mobility unless you want to be in management, and you do not.

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Shelter Insurance Response
1y
We’re sorry to hear you had a bad experience. Thank you for taking the time to provide feedback. We review all comments and use the feedback to help improve.

Explore other reviews about Shelter Insurance

5.0
Jun 1, 2026
Recommend
CEO approval
Business Outlook

Pros

Very easy internship at a good company

Cons

Low pay, not very structured

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Shelter Insurance Response
4w
Thank you for sharing your experience with us. We’re glad to hear you enjoyed your time at Shelter and found the internship to be a positive introduction to the company. We also appreciate your candid feedback regarding pay and structure—this insight is valuable as we continue to evaluate and enhance our internship program to better support and develop our interns.
2.0
Apr 10, 2026
Recommend
CEO approval
Business Outlook

Pros

Amazing team members, some of the kindest, smartest and most resourceful people I've ever met. There are people at this company that have worked here for decades, the amount of company/business knowledge you can pull from this is absolutely beautiful/inspiring.

Cons

I’ve always disliked when companies describe themselves as “like a family,” but for a long time that actually felt accurate here until about a year ago. Since then, the culture has noticeably deteriorated. The environment has become increasingly corporate, cold, and transactional. Employees, including long-tenured staff, are treated as interchangeable resources rather than experienced contributors. There is an unspoken expectation of consistently working beyond 40 hours, with weekend availability treated as normal rather than exceptional. The return-to-office mandate was handled in a rigid and dismissive way. Employees who were barely outside commuting thresholds were given no flexibility or meaningful consideration. At the same time, there appeared to be a growing cultural preference against remote workers, despite clear evidence that remote employees were still delivering strong results. In contrast, relocating to the office was quietly rewarded with promotions, raising legitimate concerns about fairness and consistency in advancement. Work is frequently assigned without regard for existing workload or operational reality. Teams are overloaded with competing priorities, leading to confusion, duplicated effort, and avoidable system instability. New tools and processes are often introduced before older ones are fully stabilized, resulting in constant disruption rather than improvement. Overall, the company has shifted from a collaborative and people-focused culture to one that feels reactive, poorly coordinated, and increasingly indifferent to employee experience.

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Shelter Insurance Response
2mo
Thank you for sharing such a thoughtful and candid reflection on your five years with us. We’re glad you found a strong community here, but it’s disheartening to hear that our culture has recently felt cold and transactional. Your feedback on workload, the return-to-office transition, and the need for better work-life balance is invaluable. We are committed to ensuring our long-tenured experts feel valued as people, not just resources. If you have any concerns, or would like to discuss further, please don't hesitate to contact our People Resources Team.
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