Just Not Worth It - Mortgage Loan Officer USA Mortgage Employee Review

1.0
Oct 13, 2020
Recommend
CEO approval
Business Outlook

Pros

Most of the people who work at USA Mortgage are good folks. Unfortunately this is severely overshadowed by the lack of pay and local leadership.

Cons

The pay structure is abysmal. Management will encourage new employee's to max out credit cards or utilize retirement savings to stay afloat while they "grow their business" while simultaneously backing their big producers that constantly undermine realtor relationships that new employees are trying to create in order to grow their own pipeline. Your entire salary is recoverable.

Explore other reviews about USA Mortgage

5.0
Oct 8, 2025
Recommend
CEO approval
Business Outlook

Pros

I loved my time working here.

Cons

Downsized due to mortgage rates affecting demand.

3.0
Mar 18, 2026
Recommend
CEO approval
Business Outlook

Pros

Coworkers can be cool not many other positives

Cons

They use bait and switch tactics to get you in the door if your a good LO. Your supposed to get shares every year for being an owner they really hype that up and make it look good but you can’t find any information or balance once in. Systems and technology seem outdated. Rates are extremely high and training is terrible.

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