Incredibly Transparent Mortgage Bank that is 100% owned by it's employees. - Regional Vice President USA Mortgage Employee Review

5.0
Jan 16, 2024
Recommend
CEO approval
Business Outlook

Pros

A culture of transparency. 100% employee owned mortgage company. Average employee tenure is 10+ years. That says a lot. A plethora of loan products/investors to help loan officers win more loans. A large Tech stack to help loan officers attract realtors, referral partner, and customers. Marketing department that is willing to help promote LO's in their local markets. They offer digital and a ton of printed material. The best part of USAM is they have very few layers of management. This helps you earn more and get decisions faster than the big independent mortgage companies.

Cons

I can't think of any.

Explore other reviews about USA Mortgage

5.0
Oct 8, 2025
Recommend
CEO approval
Business Outlook

Pros

I loved my time working here.

Cons

Downsized due to mortgage rates affecting demand.

3.0
Mar 18, 2026
Recommend
CEO approval
Business Outlook

Pros

Coworkers can be cool not many other positives

Cons

They use bait and switch tactics to get you in the door if your a good LO. Your supposed to get shares every year for being an owner they really hype that up and make it look good but you can’t find any information or balance once in. Systems and technology seem outdated. Rates are extremely high and training is terrible.

1
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