There is a high importance to sell every line of insurance, yet Life ins is 95% of your success.
Sales managers are very hit or miss. they can be your best resource/friend/asset or someone you want to crash your car with every time they ride with you. Just because your manager was good in sales doesn't not positively correlate to their skills on managing and leading others.
VERY bad rates on many P&C lines of business. You are only able to write around 15-20 lines of business. You will only be competitive in around 3-5 lines of business. Also, about 5% of your quotes with be competitive.
Underwriting is a pain in the butt and too strict. No exceptions made.
Too micromanaged
Pay structure is confusing/difficult (even for a veteran CPA)
You are the CSR rep for your accounts. You collect all info, input the policy info, take pictures, send in info, help with underwriting, put the quote together, and obviously deliver/sell the policy.
10-20% in every policy every year, have fun going to bat for every client even if they are your best!
Expected to sell $20k+ annual premiums to every client you have. Must sell $60k+ premium per year in Life Insurance premium (while selling all other lines of insurance)
Moving to Minnesota for a year. The town sucks, the locals hate you, the employees either hate you or like you. You are in a fish bowl and people will turn you in for driving too quick or having too much fun. Welcome back to elementary school.
