- The most critical downside to working at this particular bank (as opposed to other banks like Chase, Wells Fargo, etc.) is the lack of staff and consequentially terrible work schedule. This is such an underdeveloped bank that only a few people - 5 to 6 maximum, from what I've seen - work at each location (inside your local Kroger/Walmart Supercenter). And in my case, as luck would have it, the general manager and assistant manager were both on maternity leave around the time I started, so it was just me and two other associates running the show. I was just starting college as a full-time student, and agreed to work part-time only (defined by FCB as exactly 20 hours/week) as a Bank Teller. Because of the unique situation I was in, I ended up having to work around 35 hours/week as a Personal Banker. Long story short, the hours/scheduling are problematic; if you are a full-time student, strongly take this into consideration before applying.
- About 25% of your job will be "soliciting" customers into opening bank accounts. At the Walmart my bank was in, I would grab a stack of leaflets with info on our benefits and walk through each nearby aisle, creeping up on unsuspecting customers and awkwardly asking them if they were interested in doing business with us. Not necessarily a con, I just hated to think I was bothering uninterested people and it was one of the less-enjoyable parts of my job.