Pros
The best training, marketing and insurance product there is.
Cons
No margin for failure. I was terminated after only eight months due to "low" production. The opportunity for joint work with senior agents is negligible, they are often not available. I was told that a few years ago I would still be employed but due to new and higher earnings goals set by the group I was employed with, my production was too low for them to keep me on. I never really had a chance to build a client base and quite frankly not many people can do that in 3-6 months. What they don't tell you is that they hire and train a new group every few months and begin weeding them out in the manner I discribed. I seems to be about gaining new clients and overides rather that building a career. You'd better be able to do both in 3-6 months and God help you if you have a dry spell.