There are several cons working at tower loan. Like I said previously, depending on which location you are placed at will determine your experience with this company. Tower wants to pay their managers min salary and reward them by reaching their goals and paying bonus money. Now that could be a pro if you are out in a good office. It is a con if they send you several hours away from your family and pay you the very min salary. I have seen tower give good offices to people that have quit and came back. I've seen tower give poor offices to managers that are extremely hard working and very good at their job. Now this may be because the hard working employee will make better results in that office. But it is still a huge con to under pay the hard worker so he can clean up the mess. The biggest con with tower loan is being relocated. I don't mind relocating for a promotion. The problem is relocating and the company doesn't pay you what you are worth. You take the risk of moving 5+ hours away from your family/friends, and only make a little more than you did as a trainee. You may be relocated to a area that has a higher cost of living, but tower will still pay you the bare min salary no matter how upside down your office will be. Tower also has a huge problem with hiring people in many of their locations. This affects the office goals which will hurt/kill the managers bonus no matter how hard the manager works.