Pros
The only pro I can think of is the fact that you can gain some professional experience while working with this company.
Cons
They set goals that they know are impossible to achieve. If you reach your goals in one area, then it is likely you will just be criticized for something else. Also, whatever areas you are reaching your goals in each month, all you are doing is digging a ditch for yourself. Because if you miss that particular goal all of a sudden, then they try to say that you must be giving up. They try to make themselves look good by saying that they offer bigger bonuses than most companies in this industry. But it is easy to offer bigger bonuses when you pay lower base pay. It is also impossible to really get a full bonus. Even if you do get a bonus, then it is subtracted from the branch profits, which will make it harder to achieve it the next time. Their whole system is a trap. They want you to reach the goals set for loans, and they want the office to grow each year, even when they know the office is in a small town that has seen almost all the customers it will ever see. They want you to break the rules they have for underwriting the loans, but they act like they don't want you to. If you don't bend or break some rules, then you will not make your goal. They really don't care, as long as the customer pays the loan back. But they came up with something new, stating that if a manager does a loan that doesn't fit the criteria and the customer ends up not paying it back, then the manager will be responsible for paying it back. If you follow the rules and do not come close to making your goals, then you will be criticized. Even though they know what they are doing. They promote from within, so upper management has been there before. You can't win for losing. They love to try to intimidate. You will practically go to work everyday worried about your job security. They will even let you know that your job is not secure. Another way for them to intimidate you. The only way your job is secure is if you get in with their inner circle. There is way too much favoritism. They never really give you an option to move to bigger office. If someone leaves an office that you may want to transfer to, the only way you will know is if they have decided they want to send you there. In most cases you will get left hanging, and if you speak up about wanting that office if it becomes open, then they will try to say that you must be giving up on your current office. Also, if they do not like you, for whatever reason, even if it is personal, they will find a way to get rid of you. That's another reason why they like for people to break the rules. If they get to a point where they do not like you, then they will use that against you. And if you haven't broke any rules, then it is likely that your goals have not been met in all areas, so they will use that against you. And sometimes they will just try to set you up to make you made, so they can get a reaction and fire you from your reaction. As stated in the pros, the only pro is you can get some professional experience.
