USAA Senior Software Engineer reviews

-Low pay (can easily make 30%-100% more elsewhere for same experience/role in IT). -Benefits have been drastically cut back, making the already low pay noncompetitive. -Obliterated the retirement plus benefits (pre-tax 401k investments) and moved to a fake "pension", which is just a glorified savings account with no compounding interest. -Vastly changed PTO structure, eliminating PTO rollover. -Wiped out the bonus (has gone from 18% to 10% since I've been here). -Forcing IT to go back into office, despite vast swaths of the industry (and USAA's competition staying full remote). -Moved to a typical cost-cutting high-deductible HSA plan -- useless if you actually have any issues during the year. -Endless layers of clueless management and bureaucracy. -Giant soul-less monolithic concrete office with either giant cube farms or an open office plan with shared desks.

Base Pay is not competitive within the area, although with full package competitiveness improves.