Health Insurance

Health insurance is standard and covers the necessary. HSA is really good they give annual allowances.

It offers couple programs that do not carry monthly charge.

Fair benefits comparable to major employers

Seems much more expensive when compared to my friends medical outside of IBM.

Very expensive unless you get high deductible

Reasonable priced and the plans offer great coverage. They are available for immediate usage and you are able print temporary cards until they arrive in the mail.

IBM offers many different health insurance options

Good: Various options and costs are offered with option for strong coverage if you're willing to pay the cost. Bad: costs are increasing and coverage is decreasing concurrently. Can't tell if IBM is contributing less or just wanting to offer less coverage.

Reasonable cost given the times. Lots of plans to choose from.