Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.3 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 5% over the last 12 months. 52% of employees would recommend working at Combined Insurance to a friend and 53% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 1% over the last 12 months.

How satisfied are employees working at Combined Insurance?

52% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.5 out of 5 for work life balance, 3.4 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 128 reviews)); "People were great and very conscious" ((in 51 reviews)); "Benefits are great but not immediate" ((in 44 reviews)); "Flexible Schedule if your sales are good" ((in 24 reviews)); "providing people with supplemental insurance policies designed to HELP when something goes wrong." ((in 21 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 48 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 33 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 32 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.3

52% would recommend to a friend

(261 total reviews)

Richard Williams

59% approve of CEO

53% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

5.0

Nov 30, 2016

Soon to be Senior Account Executive

Account executive

Recommend

CEO approval

Business Outlook

Pros

I have been a licensed agent for almost 10 years. I have made great money before joining Combined 6 months ago. I must say that with Combined I am making great money but also I have a great up line. We have the best training each and every week. We have Our upline is fully dedicated to seeing each of us meet our goals. There is always some type of incentive going on which your rewarded with more than just a paycheck. It's a family oriented type of vibe with us. After trying out other companies I can truly say I have found the one I want to retire from.

Cons

This may be cons for others but not for me. You have to be dedicated to working full time hours. You have to be accountable for your work days and hours. You must report activity to your manager daily. So basically if your not looking to be 100% committed this isn't the place for you and you will not survive or make any money.

Combined Insurance Response

9y

Thank you for sharing this positive review! We really appreciate hearing from our current employees, and we are thrilled to hear from an experienced insurance sales agent that Combined stands out among the others as being the best for you. We know how important it is for teams to have ongoing training and great management, and we are pleased to hear that your manager is dedicated to seeing each one of you make your goals. We offer our agents a virtually unlimited income potential based on the volume of their sales, and as you mentioned, we supplement that with bonuses, awards, and other incentives throughout the year. Hard work and commitment pay off at Combined, and we thank you for sharing an accurate portrayal of what it takes. We wish you all the best in your career here with us!

4.0

Nov 17, 2016

Full time agent

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Fast paced, unlimited earning potential, intensive training, and opportunities for raises and promotions.

Cons

Sometimes you'll go a couple weeks that are really slow, but the larger paychecks make up for it. No base salary.

Combined Insurance Response

9y

Thank you for taking the time to leave this positive and realistic review! We especially appreciate hearing from our current employees. As you mentioned, a sales career with us starts with “intensive training” during which we spend a week in the home office preparing agents for success. Once in the field, agents have control over their own schedule, and as you mentioned, this can be an exciting and “fast paced” career. Our sales agents have a potentially unlimited income potential and are promoted based on their merits. We wish you all the best in your career here with us!

4.0

Oct 27, 2016

Great place to work

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

I've enjoyed working at Combined primarily because of it's culture and the career progression opportunities I've been afforded. Combined and the rest of the Chubb familiy embrace a meritocratic mindset: you will be rewarded if you perform well. As an employee, it is encouraging to know that a company will recoginize your hard work. Additionally, Combined is a company that promotes learning. The leadership team has an "open door" policy that encourages employees to ask questions. Combined also does a great job of promoting work/life balance. Whether it's through office events (e.g. ice cream social, bbq, holiday party) or community engagment, Combined has shown that they value what employees do outside of their office/cubicles. The leadership team here is dynamic and really in-tune to consumer and industry trends. I believe they have a good short term and long term strategic vision for the company. I've seen a cultural shift (for the better) when the new leadership came on board in 2012. I see great things for Combined in the future.

Cons

Benefits (i.e. salaries) are below market value

Combined Insurance Response

9y

Thank you for sharing this positive review! We especially appreciate hearing from our current employees, and we love hearing that one of the reasons you enjoy working here is because of our performance-based corporate culture—you will be rewarded through high performance. Our work environment is exciting and fast-paced, and we offer many career opportunities. As you mentioned, we promote continuous learning through career development programs and opportunities, and our leadership is always ready to listen to our employees. We are happy to hear that you are also enjoying the events put on by our Social Committee. We are always striving to improve, and we appreciate your advice insights. We wish you all the best in your career here at Combined Insurance!

Viewing 184 - 186 of 261 Reviews

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