Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 134 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 43 reviews)); "Unlimited income potential , recognition, rapid advancement based on merit, flexible schedule, positive culture, best in class training, extremely experienced managers." ((in 21 reviews)); "Excellent supplemental insurance company to work with." ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 53 reviews)); "The management is poor and not professional." ((in 51 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(261 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (261 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

261 reviews

Reviews about "Compensation"

Return to all reviews

3.0

Sep 5, 2016

Account executive

Recommend

CEO approval

Business Outlook

Pros

You are an employee with some benefits, but still 100% commission, great training, no collection of money, everything is on iPad

Cons

Your customers aren't really yours they belong to Combined. Company is so big that getting to talk to someone in customer service or claims can be a challenge

Combined Insurance Response

9y

Thank you for reviewing our company. We always appreciate hearing from our current employees. As you mentioned, our employees receive a comprehensive benefits package, and have a virtually unlimited income potential. We pride ourselves and hear a lot of positive comments about our “great training,” so thank you for recognizing that as well. We will ensure your feedback gets to our customer service/claims departments. It is important to us that our agents in the field are well-supported. We wish you all the best in your career here at Combined Insurance!

2.0

Sep 3, 2016

Disappointing

Account executive

Recommend

CEO approval

Business Outlook

Pros

W-2 with possible benefits (conditional) Earnings potential One week training mostly paid by company Managers help you earn money in first 4 weeks. (That's the plan) iPad provided by company

Cons

All expenses paid by employee Company does a poor job marketing, and community involvement Website is terrible for lead gen (compared to AFLAC) Product works best in lower-moderate income areas Life insurance is terribly overpriced (it's a ripoff) Other products expensive except for AP Managers hit and miss Not very simulating Way too many bean counters Commissions very low compared to other companies Can't email an app link to prospect

Combined Insurance Response

9y

Thank you for taking the time to review our company. We especially appreciate that you mentioned as “Pros” our training program and the earnings potential for our Agents. We routinely receive positive feedback about our week-long onsite training, and the learning and support continue after the Agents start in the field. Our successful agents enjoy a virtually unlimited income potential and a comprehensive benefits package. We appreciate your constructive feedback, and we will share it with the appropriate leadership. We wish you all the best in your future endeavors.

2.0

Jun 22, 2016

Sales Agent

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Compensation and bonuses are good

Cons

Company doesn't provide leads like they tell you they will. They expect you to resell to current cusomers

Combined Insurance Response

10y

Thank you for taking the time to review our company. We appreciate hearing from our current employees. Our agents have a virtually unlimited income potential based on their success. They also enjoy a comprehensive benefits package and generous bonuses and incentives. We strive to give our agents all the tools and support they need. We suggest you talk to your manager to get ideas on how to generate new leads. We wish you all the best in your career here at Combined Insurance!

Viewing 190 - 192 of 261 Reviews

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