LOTS of events, meetings, etc. that are mandatory attendance. You can easily count on working 3-4 sometimes 5 hours above and beyond your posted "Model hours". If you aren't one of the "in" crowd you can forget any sort of shot at the primo new neighborhoods. The environment is not conducive to building TEAMS. Rather the systems that are currently in place, overall attitudes from upper and mid level mgmt. are strategically in place to pit agents against each other. You or your co-workers may be asked to "tell on" or watch other peers and report back any misdoings to sales managers. The preferred lender is also not left out of this type of situation. Also, do not plan on getting or receiving ANY formal training. You are literally put onsite and IF one of the "corporate trainers" are free then you may get a visit from one them.