Fast scaling startup with great people
Pros
The people at Ethos are some of the best I've worked with, genuinely nice, thoughtful, and smart. The company is working to solve a real problem for consumers (e.g. protecting a family's financial well-being in case the unthinkable happens to a breadwinner) in an industry is hasn't been disrupted for over 100 years. Free meals (breakfast, lunch, and dinner if working late). Great company values and high performance team culture - seems to be lots of room to scale with the company and there's little bureaucracy. Leadership team seems to really care and responds to employee feedback.
Cons
Ethos has scaled very quickly (from 20 people to 100, in a year), and faces similar issues any fast growing startup might. Cross-functional communication, for example, is a much harder challenge with 100 people in 3 offices vs 20 people in one large room. But these growing pains are well worth the benefit of working with great people to solve an important problem for consumers.