- As a sales role, some days will be extremely difficult and you'll leave wondering if you've made a mistake. Dont. You will have good and bad days, no doubt about it. I've worked here for 3 years and have had periods where I was an elite seller, middle, and times when I was at the bottom 1/4 of the company - regardless, I've always come with a positive attitude and never gave up. I'm listing this as a con because not everyone has the ability to work a job with such instability. This will be mentally taxing, and you have to be prepared for it. You need to be an emotionally stable person to succeed here, and be able to cooperate with your team members even when you're having a hard day.
- You're not going to be given your sales. It's up to you to close. So many other negative reviews claim you'll be "forced to downgrade people's insurance" or "mislead people into worse plans" - that is not the case. The call is yours, and it is absolutely possible to sell at a high level while being compliant, but that requires 2 things: Talent, and Sweat. There are some calls that are just a walk in the park, but for most of your sales you'll have to earn it, and you're going to need to be the kind of person who can think on your feet if you want to succeed. You either have it or you don't, at the end of the day. If you're not the kind of person that can perform under pressure, or you're not competitive & self-motivated, this is not the role for you. But if you're hungry and you want to make some real money with a bunch of cool people while making some friends along the way, then you belong here.
- Micro-managing is a possibility even as a veteran agent. I've had almost a dozen different "managers" or supervisors, and the ones who I've performed the best under were the ones who gave me respect and let me run my day how I wanted, They let me do my thing and in return I gave them the production they needed. When I'm given freedom I feel excited to come into work knowing my manager had my back and that I wasn't going to be scrutinized on every detail of my work. I've also had micro-managers who tried forcing me to fit into their mold of what an agent should be, and those were the ones I've performed the worst under. In trying to help me they've only made me perform worse and feel unappreciated, making me call off more, less motivated, etc.
- Con: Time management is taken very seriously. You're expected to be on call for at least 65% of the day, and you're only given 30 minutes of "personal" or break time - which you must use even for the bathroom. Depending on your manager, their expectations may be different so make sure to communicate often.
- Final Con: This is a very competitive industry. Our clients are getting calls from several other companies every day, offering the same thing. This means that a decent amount of your clients will get switched by another agency before it starts, meaning you dont get paid on that sale. Even if you do everything perfectly, another agency might call them 2 weeks later and lie just before your plan starts, it's just the nature of the game. So you'll have to keep an eye on your retention and track your sales to make sure your plans effectuate and you get paid, because nobody is going to do that for you.