Sun Life reviews

Compensation to advisors is very poor and decreases each year so that in 5 years time, the advisor gets paid less than half the commission he would make outside. In addition, unlike the industry norm where there is a partial charge-back to the advisor if the policy lapses in the first 2 years, here there is a lifetime chargeback on the Growth Commission, which is one of the main components of commission.

If you're an adviser, how much you earn is up to you. Meaning if you don't get out much and talk to possible prospects, then don't expect to succeed in the life insurance business The talks and seminars are good, but still experience is the best teacher, and the management can't exactly point out what to do in every situation, you really have to go out there in the field and see what you are made of