Any computer, printer, etc that you will use was made before 1973. Facilities are not as nice as other banks with newer buildings and fixtures. Conservative lending practices are good long term, but can be frustrating on a day-to-day basis. Salaries are not nearly at the level of other banks and make it hard to keep the most productive people. Sometimes contests and campaigns have arbitrary rules that prevent winning teams from actually receiving anything for their efforts. Not enough locations in the area to really compare with other large, national banks in terms of convenience.