*Opportunities, not Cons, for North American Bancard
*Eliminate Silos (It appears they are starting to work on this); however, Silos do not just mean departmental, they also mean getting away from forming cliques or groups.
*Constant changes may be good for growth potential and opportunities; however, it can also have a negative impact on those who want to focus or hone their careers in a specific area before moving on to the next thing.
*Balance between career and personal life - at times, it can appear easier for people who are single or who are already "in" with the cliques/groups of people who have been here for years to build a career on a personal level because they have the time to "hangout" after hours. If you have a family or you have other commitments, you may not have the time to always hang out and thus you are left behind in connecting with people.