OneMain Financial Financial Representative/Management Trainee reviews

Collecting gets old, but it's a necessary part of the business. Also, it is very difficult to hit your goals, because they cut down every loan you send up. I think once the market improves, goals will probably be easier to hit. The bonuses are a joke, even if you hit your goals.

AGFS is a company that is performance-driven. No matter if the goals that management set out are actually obtainable, you will be micro-managed the more and more that you cannot reach goals until it just gets unbearably annoying and agitating to the point that many quit. That is what they want you to do. Senior management seems to have "moods" where they will become lenient on loan approvals for a while then go back to the tight lending again for a while. That gets very annoying too. Field calling is not my favorite either (going to delinquent customers' homes to collect payments). There can be competition within the branch to the point employees may even argue over who gets a loan application. That is how bad some employees want to meet their goals, but most of the time it is not possible to exceed or even meet goals set for you.